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Insurance
Programs |
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At Heritage Insurance Group, Inc.,
we offer you a wide variety of personal lines
products including but not limited to:
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Are you shopping for car insurance? We have several
companies that we can quote to find you the best
coverage at a competitive price. Combine this with
other discounts such as multi-policy, homeowners,
driver training, and anti-theft. Traveler's now
offers a 10 percent discount on car insurance to
hybrid vehicle owners in the United States.
Traveler's is the first insurance company to begin
implementing a discount for hybrid owners
nationwide.
You may be purchasing a condominium and need
coverage for your unit. Our policy will provide
coverage for the alterations, appliances, fixtures
and improvements which are part of the building
contained within the residence premises as well as
your personal property.
Are you buying an investment property that will be
tenant occupied or vacant? We can insure these risks
as well. We have several carriers that can write
this type of occupancy.
Did you buy that seasonal vacation home in
Pennsylvania? We have a market for you! Also, if you
are building a home, we can insure the dwelling for
the completion value while it is under construction.
If you are buying or are building a home with a
replacement cost of $250,000 or more, you may be
eligible for a High Value Homeowners Policy. This
policy provides more comprehensive coverage and
includes items such as backup of sewers and drains
coverage, identity theft coverage, all risk on
contents, and an increase of special limits of
liability for personal property.
We provide Flood Insurance whether your lending
institution is requiring this policy or you just
want the piece of mind. The dwelling can be insured
as well as the contents.
Our agency portfolio
also includes financial services such as Life,
Disability, and Long-Term Care insurance.
Life Insurance is an essential part of your
protection package which is usually overlooked. Are
you buying a home with a higher mortgage than you
presently have? Are you having another child? Did
you purchase an additional automobile or an
investment property? If you answered yes to any of
these questions, you need more life insurance!
Remember, life insurance is designed to protect the
survivors, the people you love and want to take care
of. It is to ensure that they can maintain the same
lifestyle they are accustomed to. Don’t leave them
with debt. Make sure there will be enough money to
send your children to college if this is a family
goal.
We represent many financially sound companies and
can customize a plan for you and your family. Our
rates are competitive.
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